KTAC Insurance
Kubota Tractor & Equipment Insurance (KTAC) provides affordable, comprehensive physical damage coverage designed specifically for your Kubota equipment.
Insurance Designed for Your Equipment
KTAC is Kubota's in-house insurance program — designed specifically for the equipment you own. Unlike standard equipment riders on a farm policy, KTAC is tailored to cover the unique risks that tractors, mowers, and construction equipment face.
KTAC covers physical damage from fire, theft, collision, overturn, flood, vandalism, hail, and more. It covers your Kubota whether it's in the field, on the road, or in storage. And because it's built into your financing, premiums are included in your monthly payment — no separate bill to track.
Coverage is available for new and used Kubota equipment, and can be added at the time of purchase or financed into your existing loan. Ask our finance team about adding KTAC to your equipment purchase.
Comprehensive Coverage
Fire, theft, collision, overturn, flood, vandalism, and hail.
On-Road & Off-Road
Covered whether you're in the field or on the road.
Built Into Financing
Premium included in your monthly payment — no separate bill.
New & Used Equipment
Available for both new and pre-owned Kubota machines.
Low Deductible
Affordable deductible options — typically $250 or $500.
Fast Claims Process
Directly through Kubota — no third-party adjusters.
What KTAC Covers
Protection against the most common causes of equipment damage and loss.
Fire
Engine fires, electrical fires, and wildfires.
Learn MoreTheft
Coverage if your equipment is stolen.
Learn MoreCollision & Overturn
Accidental damage from collisions or tipping.
Learn MoreFlood & Water
Water damage from storms, flooding, and submersion.
Learn MoreVandalism
Malicious damage to your equipment.
Learn MoreHail & Storms
Weather-related damage from severe storms.
Learn MoreKTAC vs. Standard Insurance
Standard farm or homeowners policies often exclude or limit coverage for tractors and equipment — especially when used off your property. KTAC is built specifically for Kubota equipment and covers the real-world risks owners face.
KTAC also offers broader coverage with lower deductibles than most standard policy riders. Claims are handled directly through Kubota's program — no fighting with a general insurance adjuster who doesn't understand equipment.
Because KTAC can be rolled into your Kubota Credit Corporation financing, the monthly premium is often just a few dollars — making it one of the most cost-effective ways to protect your equipment investment.
Equipment-Specific
Built for tractors, not adapted from auto or property policies.
No Mileage Limits
No restrictions on how or where you use your equipment.
Simple Claims
Direct process through Kubota's KTAC team.
Financed Into Payment
No separate insurance bill — built into your monthly payment.
Transferable
Coverage transfers to a new owner if you sell the equipment.
Gap Coverage
Covers the difference if your equipment is totaled and you owe more than it's worth.
Protect Your Equipment Investment
Ask our finance team about adding KTAC insurance to your Kubota purchase or existing loan.
Ready to Find Your
Perfect Machine?
Our equipment specialists will match you with the right machine for your land, your work, and your budget.